Master of Science Financial, Banking & Insurance Manager

Develop understanding and communication skills in the English language within a financial and legal context. Students may be required to take the TOEIC based on their host campus.

This module aims to deepen the skills of computer learners to meet the demand of companies in terms of budget or business monitoring, project management, personnel management and communication: Excel, Word, Powerpoint, Tools for teamwork, business software. It aims to be efficient on office tools, quickly identify and correct errors, customize existing tools or create its own tools.

The focus will be on structuring budgets, making use of summary documents, project controls as they relate to budget management and the creation and steering of performance indicators.

This module allows learners to improve their CV and posture through, among other things, situations (business games, professional simulation, speaking, etc.); practical and professionalizing workshops (CV, professional social networks, coaching, etc.) as well as trade conferences and master class.

This module aims to learn the realization of a business plan or business plan: design of project costing creation or business development. Several stages are covered: feasibility study, market targeting, opportunities and risks, strengths and weaknesses, communication, financing plan and profitability.

Apply variables in Python programming to store, modify and retrieve data. Evaluate loop implementations in terms of performance and readability, and create complex loop structures to solve advanced programming problems. Apply Pandas for data manipulation and analysis tasks.

The objective is to acquire key skills in terms of budget management and reporting. The focus will be on budget architecture, with the implementation of summary documents, project management control and its link with budget management, and the creation and steering of performance indicators.

The objective of this module is to learn how to draw up a business plan: Designing a costed project for the creation or development of a company.

Several steps are covered: feasibility study, market targeting, opportunities and risks, strengths and weaknesses, communications, financing plan and profitability.

A precise methodology is presented for analyzing customer needs, market structure and competitor dynamics in order to identify opportunities and threats.

This seminar focuses on a negotiation in a national and international context.

In particular, it will account for the impact of culture on an international negotiation. The national negotiation will focus on the sales process through role playing.

Perfect English language comprehension and communication skills in a wider context than just business English. Students are required to take the TOEIC test.

This module aims to deepen students’ IT skills to meet companies’ needs in budgetary or business monitoring, project management, personnel management and communications using Excel, Word PowerPoint, teamwork tools and business software.

By the end of the course, students will be adept with office automation tools, know how to quickly identify and correct errors, customize existing tools or create their own. 

The basics: the tax system and capital gains. Taxation of fixed-income investments, taxation of dividends, the IFU, regular stock market transactions. Taxation of stocks, real estate investment trusts (SCPI), open-ended investment companies (SICAV) and mutual funds, warrants. Taxation of accounts: life insurance, PEA, securities accounts.

The objective of market finance is to maximize the value of the company. The Profit/risk: axiom of market finance. The main financial markets: the stock market, the bond market, the money market, the derivative markets (options and futures).

The concept of value: discounting, capitalization and valuation. Sensitivity and duration of bonds.

Models for measuring the performance of different financial assets. The performance of financial markets. Market models: CAPM, APT and multi-index models.

The Black-Scholes model in option pricing.

Modern diagnostic tools. Restatements to correct errors.

Tools for financial diagnostics: study of the profitability, solvency and financial structure of the company. Profitability analysis.

Investment policy. The financial structure of the company and financial policies.

The objective of the course is to allow the student to acquire the first instincts of a financial analysis by having a comprehensive view of the company through the study and the analysis of the main existing financial documents (balance sheet and income statement). This work will be based on the analysis of the internal legal structure and its impact on the evolution of the company. Emphasis will also be placed on the ability to determine the profitability of an investment and on techniques for valuing a company.

Study of the two main categories:

– The individual market: life insurance, employee savings, personal protection, health insurance, property and casualty insurance.

– The market for companies and professionals: professional civil liability, multi-risk insurance, industrial and weather risk insurance, occupational accident insurance, unemployment insurance for managers.

Deciphering the 3 main markets:

– The retail market (traditional banking activities, online banking, savings and investments, mortgages, non-bank services).

– The professional market (account management, leasing, loans).

– The corporate market (factoring, loans, cash management products).

Master the technical knowledge required by the financial profession (financial instruments and risk, third-party management, operation and organisation of markets, issues and securities transactions).

Practice and pass the AMF certification exam with random selection of questions from a database of 2000 questions.

CV writing, recruitment interview techniques for the search for an internship, professional project management, team management and meeting management.

Negotiation techniques, transactional analysis and NLP, public speaking and stage fright management, management techniques and leadership.

Skills assessment, coaching, digitization of the CV and job search techniques at national and international level, preparation for the defence of the applied research thesis.

The application of the major strategic theories of the company is discussed.

Strategic case studies, consulting and organization in companies. Learn to organize, plan and implement strategies to ensure the smooth operations of a bank branch.

Software (excel, word, VBA, professional software).

Presentation of the jobs in the sector by professionals.

Learn the regulations governing the activities of investment services providers and in particular, the institutional framework, corporate compliance, the fight against money laundering, market abuse, canvassing and customer relations.

Master the minimum technical knowledge required to work in the field and in particular, financial instruments and their risks, management on behalf of third parties, the functioning and organisation of the markets, post-trade, the issuing and trading of securities, the fundamentals of accounting and finance.

Prepare for the AMF certification exam.

Understand how the international financial system works, the roles and interactions of main players.

Understand the needs of companies and the risks associated with current international trade operations. Acquire the technical grounding necessary for cash flow operations and export risk coverage.

Discover the institutional framework of banking activity in deposit and loan operations.

Understand the specificities of banking with corporate clients.

Support Leveraged the financial operations of companies (management of customer receivables, cash management, etc.) and individuals (real estate loans).

Leveraged financial arrangements for investment transactions (SCI, LBO)

Evaluate the economic, financial, legal and operational risks in banking and insurance operations. Analyze financial, economic and geopolitical information that may affect the markets. Assess operational risks.

Set up a preventive and corrective action plan. Identify the financial risks of the client company and propose hedging solutions (derivatives, swaps).

Organization of governance in a bank and role of the audit committee. The 3 pillars of Basel III and Solvency II. The raw risk rating on 3 axes (impact/frequency/risk appetite).

Top-down and bottom-up processes associated with risk map construction in a digitalized business model. Securing online payment flows (financial crime, fraud, money laundering).

Marketing segmentation of business models: retail banks, private banks, corporate and investment banks, direct banks, pure players, hybrid players with payment methods (mobile payment, contactless smart card, paypal).

Complementarity between physical banking and digitalization.

Carry out a financial analysis of companies under French (tax return) or international (IFRS and US GAAP) standards, depending on the point of view chosen (investor or creditor).

Use the tools for collecting and analysing financial information (bloomberg, etc.).

Assess the profitability, investment policy and financing of a company.

Discover the differences between French accounting standards, international accounting standards (IFRS) and Anglo-Saxon standards (US GAAP).

Analyze the client’s finances and assets. Determine client’s asset structure. Work with the client to define goals and establish a wealth diagnostic. Guide the client toward asset solutions while accounting for the client’s circumstances and legal and tax constraints. Establish a financial strategy and direct the client to experts (notaries, lawyers, tax specialists). Devise a management mandate with the client and monitor the performance of the investment operations carried out.

Master the basics of tax calculation (taxable persons, territoriality rules, tax household, family quotient, net income).

Calculate the overal gross income, deductible expenses, applicable deductions to income and tax reductions. Understand taxation of investments, assets and transfer of assets. 

Mastering the calculation of income tax and real estate wealth tax.

Understand the taxation of property income and capital assets and the taxation of the transfer of assets.

Discover the main tax niches and their interest in an asset strategy.

Understand the specificities of the insurance market and its actors (insurance companies, general agents, brokers, risk managers, actuaries…).

Understand the tools and techniques of the insurer (contractual clauses, setting premiums, penalties incurred by the insured, responsibilities of the parties, etc.) in the negotiation.

Have a grasp on the full range of insurance products.

Know the prerequisites for obtaining a policy for installation and the strategy for developing a customer portfolio.

Analyze the client’s situation and identify their insurance needs. Identify the means of protection and risk prevention. Assess the risks and estimate the amount of losses in case of a disaster on-site.

Use the principles of modern portfolio theory to build a portfolio.

Develop and manage a fictitious portfolio within the framework of a management mandate.

Apply the principles of risk diversification by using alternative investments (real estate, commodities, private equity funds).

Discover the common sense rules and portfolio management methods of great managers.

Know the main types of management: active vs. passive management, value vs. growth management, market timing vs. stock picking.

Get acquainted with the elements of collective investment. Use collective management products (UCITS, etc.) to build a portfolio adapted to the client’s risk profile and the client experience.

Understand the competitive issues and future challenges in banking and insurance.

Understand the mechanisms of value creation and the characteristics of financial marketing.

Profitability and digital banking. Challenges of digital transformation in banking. Business model development by FUSAC – compliance with IFRS 3. 

Digitalization business model development by joint agreement – compliance with IFRS 10; by participating in IFRS 9 AFS start-ups; or through innovation and migration of the internal information system in compliance with IAS 38. 

Gain an understanding of banking digitalization and the criteria for capitalizing development costs.

The paradigm shift brought about by Fintech and the digitalization of banking. New digital players are shaking up the banking ecosystem. 

Purchase, storage and payment in cryptocurrency

Dedicated risk management information systems

Project and team management: test management techniques and measure return on investment. Define and negotiate cost, quality and deadline objectives. Organize a project (OBS) and define responsibilities and tasks. Oversee a project and manage human and financial resources.