Job opportunities in the field of Finance

Usually employed by a banking or insurance organization, the credit analyst examines the situation of the client or company requesting a loan and assesses the risks.
It is this person who will decide whether the client is able to take out a loan with his or her employer. If this is the case, he will then set the conditions of this loan, in agreement with the client. A discussion takes place between the two parties to establish the limits of the applicant and the guarantees required by the lender.
Once the file has been compiled, the credit analyst is the only one to decide whether or not to accept the loan agreement.

This position requires rigor, strict adherence to procedures and the ability to study a file in great detail.
Autonomy is also essential for the credit analyst who works alone and makes decisions alone.
Writing skills are a plus, as are computer and English skills.

Working for a client, as an employee of an organization or on his own account, the company auditor is responsible for analyzing and reviewing all the company’s documents, checking their consistency and identifying their weaknesses.
He then drafts his audit based on this analysis and proposes solutions and new procedures.
Finally, he supervises the implementation of his advice and the performance of audit assignments.

This position requires excellent interpersonal and methodical skills, listening skills, and an ability to analyze and summarize.
The corporate auditor must have a keen sense of observation and discernment.
Mastery of audit techniques and company information systems
Mastery of project management techniques.

The external auditor analyses the accounts of his client, checks the consistency of the figures, guarantees compliance with legislation and verifies the accounting and financial operations.
He then reports back to his client and works with the business team to understand the weaknesses and propose a new strategy.

This position requires excellent interpersonal skills and methodical rigor.
Equipped with technical skills, the external auditor must also adapt to his clients. Finally, he or she must have management qualities.

The financing consultant must keep abreast of economic news and know by heart the assets, income and potential of his client’s portfolio.
He manages a portfolio of assets, advises on financial investments and negotiates rates and transactions.

This position requires total availability, good interpersonal skills, the financial advisor must be able to listen and understand his clients, beyond their financial expectations.

The management controller analyses the company’s financial data, draws up a budget forecast, and defines a plan of expenditure and objectives to be achieved.
He creates his dashboards and indicators and works to monitor the company’s results. His role consists of proposing solutions, anticipating cash flow discrepancies, and writing activity reports.
Improve business performance

This position requires good interpersonal skills and the ability to assert oneself. The controller must be able to prove his or her usefulness.
Mastery of the use of information systems, a good accounting culture
ompetence in data analysis
He must also be methodical and agile with numbers, keeping a clear organization.

The credit manager’s role is to evaluate the solvency of customers and to define the payment methods adapted to their profile. It may therefore include specific clauses.
It monitors payment deadlines, organizes dunning operations, manages disputes and organizes legal collection in the event of unpaid bills.

This position requires teaching skills, listening skills and negotiation skills. The credit manager must also be rigorous and creative.

The bank branch manager sets objectives, allocates tasks and motivates his team.
He defines the commercial operations and generally manages a portfolio of important clients.
He is in charge of supervising the activity of his team and managing risks, he must also keep up with the latest regulations.

This position requires good interpersonal skills and leadership qualities. The bank branch manager must be diplomatic and firm and have a flawless organization.

Its objective is to increase the value of the client portfolio. He maintains close relations with his clients, in particular to keep them informed of the transactions he carries out.
Most of the time he is at his desk, which allows him to stay in touch with the financial analysts who provide him with market information.
To analyze the latter, he must also read a lot of press, this will allow him to know which stocks to buy or not.

This position implies being reactive, as you have to be able to anticipate market changes, and serious, as you have to keep the trust of your clients.
A portfolio manager must be able to manage a crisis, and must remain cautious in the face of market rumours.
Very good knowledge of economics, mathematics and financial tools

Its objective is to evaluate a client’s assets, study their resources, assimilate their expectations, determine an investment strategy, monitor the sector with regard to the laws and texts that may be issued, and propose concrete solutions to optimize the client’s assets.

In order to provide quality advice, the wealth manager possesses in-depth knowledge in multiple fields: economics, taxation, family law, real estate, banking and insurance products.
He knows the degree of risk of the products or operations he suggests to his clients. Its role as an intermediary allows it to propose the most appropriate solution for each situation. The asset manager must be attentive and responsive to client needs.
It must make appropriate proposals so as not to miss an opportunity. He must also have marketing knowledge to develop his clientele

The in-house lawyer’s mission is to protect his company. He will therefore provide advice and expertise on the drafting of contracts and legal documentation for the company. It is he who must know the various legislations in force in order to guide the company in which he works on its various projects. He is also in charge of litigation management.

The in-house lawyer must be trained in general law, attentive to the latest developments. He must be able to analyze and defend the interests of his company.

The risk manager must know how to anticipate risks by identifying the vulnerabilities of a company.
He may have to put in place a survival plan to ensure that businesses can function normally after a disaster. He knows how to analyze and prioritize risks.
He is also required to train employees in risk culture, so that employees can provide him with information from the field.

A good general culture is necessary to exercise this profession. It is necessary to have knowledge in the fields of health, environment and economy to be able to analyze the situation of its customers.
It is necessary to be firm and persuasive and to display one’s convictions in a pedagogical manner, without which the risk manager will have no credibility with his clients.

First and foremost, the trader must keep abreast of the news and constantly inform himself on the evolution of the markets, which will help him define his strategy.
He buys and sells securities for his clients according to the opportunities of the stock market (shares, treasury bills, bonds, currencies), he makes financial investments.
Gauging the risks is essential before taking action, because he is handling very large sums of money and the economic stakes are enormous.
He also advises his clients.

The most important thing is to be extremely resistant to stress. Everything can change in a very short time, the situation can change from one moment to another, that’s why the trader must be very reactive and make a decision quickly.
He must anticipate and have an excellent spirit of synthesis and analysis. Numeracy is essential and English is a must. His future depends on his negotiating skills. He is a people person.

Management of the teams in charge of the following activities:
Administrative management Accounting, management control, reporting Treasury, credit, collection, bank relations, business law, taxation Human resources Information system, organisation, procedures Communication / Purchasing / General services.

Knowledge in finance, accounting, law (social, business), taxation, auditing, management control.
Transversal and hierarchical management of teams.
Pragmatism.
Ability to dialogue and negotiate with all departments and suppliers
Versatility, great organizational skills, adaptability and responsiveness.